Launch Your Loan Business in Days, Not Months

Complete loan infrastructure to offer business financing to your customers. Plug into our platform and start lending today.

Fast
Quick Disbursement
Flexible
Customizable Products
Reliable
Enterprise Infrastructure

Building a Lending Platform is Hard

Unless you have the right infrastructure partner

Without SureBucks

  • 12-18 months to build from scratch
  • ₦50M+ in development costs
  • Complex regulatory compliance
  • Credit scoring expertise needed
  • Payment gateway integrations
  • Ongoing maintenance burden

With SureBucks

  • Launch in days with ready infrastructure
  • No upfront development costs
  • Compliance built-in (KYC, AML, CBN)
  • Automated credit scoring via Mono
  • Payment processing included
  • We handle updates, you focus on growth

Complete Loan Infrastructure

Everything you need to run a lending business

Loan Application Portal

Digital loan applications for your customers with customizable forms and document upload.

Credit Assessment

Automated credit scoring via bank statement analysis to make informed lending decisions.

Auto Disbursement

Instant fund transfer to borrower accounts once loans are approved.

Real-time Dashboard

Track all loans, clients, and portfolio performance with comprehensive analytics.

Bank Statement Analysis

Mono-powered transaction analysis for accurate risk assessment and credit decisions.

API Access

Full REST API for seamless integration with your existing systems and workflows.

KYC & Compliance

Built-in identity verification and regulatory compliance for peace of mind.

White Label

Your brand, our platform. Customers see only your brand throughout the journey.

Built for Your Industry

Tailored solutions for different business types

Fintechs

Add lending to your product suite without building from scratch. Launch new revenue streams quickly.

E-commerce

Offer merchant financing to sellers on your platform. Help them grow, increase your GMV.

Cooperatives

Digitize your member loan programs with modern tools. Faster processing, better experience.

Payroll Firms

Offer salary advances and employee loans to your clients. Add value to your payroll services.

Microfinance

Scale your operations with automated processing. Serve more customers efficiently.

Banks

Launch digital SME lending products quickly. Reach underserved markets with modern tools.

Go Live in 3 Simple Steps

From signup to lending in record time

1

Sign Up & Onboard

Create your account, complete business verification, and sign the service agreement. Takes 1-2 days.

2

Configure Products

Set loan amounts, tenures, rates, and customize your branding. We handle the rest.

3

Start Lending

Share your portal with customers. They apply, we process, you approve, funds disburse automatically.

Loan Products You Can Offer

Flexible products to meet your customers' needs

Working Capital

₦100K - ₦10M
3 - 12 months

Help businesses manage cash flow and daily operations with flexible working capital loans.

Invoice Finance

₦500K - ₦50M
30 - 90 days

Finance against outstanding invoices from creditworthy customers.

Asset Finance

₦1M - ₦100M
12 - 36 months

Equipment and vehicle financing to help businesses expand their operations.

Salary Advance

₦50K - ₦500K
1 - 3 months

Employee salary advances for payroll clients to offer as a benefit.

Merchant Cash Advance

₦200K - ₦5M
3 - 6 months

Based on sales history for e-commerce sellers and merchants.

Loan parameters are customizable per partner based on your business model and customer profile.

Simple, Transparent Pricing

No upfront costs. Pay only for what you use.

Platform Access

FREE
  • Full platform access
  • Dashboard & reporting
  • API integration
  • White-label portal
  • Customer support

Facility Fee

Charged per loan disbursement based on your contractual agreement. Rate determined by expected volume and customer risk profile.

What's Included:

Loan origination & processing
Credit assessment & scoring
KYC verification
Disbursement processing
Collection management
Regulatory compliance
Platform maintenance
Dedicated support

Enterprise-Grade Technology

Built for security, reliability, and scale

Bank-Grade Security

AES-256 encryption, secure data handling, and compliance with industry standards.

99.9% Uptime

Reliable infrastructure with automatic failover and redundancy.

REST API

Full API access for custom integrations with your existing systems.

Mobile Ready

Responsive design that works seamlessly on all devices.

Powered by

for secure bank data access

Frequently Asked Questions

Everything you need to know

SureBucks provides the loan capital. You focus on customer acquisition and relationship management, we handle funding and risk management.

No. You operate as a referral partner under our license. We handle all regulatory compliance including CBN guidelines, KYC, and AML requirements.

Most partners go live within 24-48 hours after completing onboarding and verification. The process includes account setup, KYC verification, and service agreement signing.

Basic requirements include: Registered business (CAC), minimum 6 months in operation, active bank account with transaction history. Specific requirements may vary based on loan product and amount.

The facility fee is a percentage charged on each loan disbursement. The rate is determined during contract negotiation based on your expected volume, customer profile, and loan products offered.

Yes, within approved ranges. You can configure loan parameters including amounts, tenures, and rates to match your business model and customer needs.

We handle collections through direct debit mandates and automated reminders. You can also integrate your own collection processes via our API for a customized approach.

We provide dedicated account management, comprehensive technical documentation, API support, and training for your team. Enterprise partners get priority support with SLA guarantees.

Ready to Launch Your Lending Business?

Get started today and offer loans to your customers tomorrow

Or call us: +234 703 060 2854